Description: A study funded by the Committee on Finance Research of the Society of Actuaries on actuaries serving individuals. Focus would be on consulting to private individuals to assist with retirement issues as well as other insurance related issues.

Description: Remarks on a recent series of articles in 'The National Underwriter' on risk selection and related regulation.

Description: Summary of results from 2017 Risk and Process of Retirement Survey.

Description: Exploration of sources of volatility in retiree health valuations, noting how volatility arises and might be mitigated, with discussion of valuation parameters more problematic for retiree health benefits than for pensions. Three significant influences on retiree health valuation volatility are covered-- changes in benefit level, fluctuations in cost level, and alterations in eligibility for, or duration of, benefit – and attention focused on the last two. Specific conclusions result in recommendations, which are supported by practical examples contrasting volatile measurement results with those likely from the recommended practices. Theoretical discussion includes health claim variation, health trend usage, financial economics, option pricing, discount rates, and deterministic vs. stochastic modeling.

Description: This session from the 1983 SOA Vancouver Meeting reports on Society of Actuaries antitrust review, the reasons for the review and the view of the recent work on Dividends and Other Non-Guaranteed Elements in Life Insurance and Annuities. From Record of Society of Actuaries Vol. 9, No. 3

Description: The "feel free" strategy helps retirees understand when they can retire, how much they can spend and how much guaranteed income they might want. The approach is very simple - divide your age by 20 and feel free to spend that percentage of your savings in a year.

Description: Description of focus group research conducted in 2013 by the Committee on Post-Retirement Needs and Risks. The purpose of this study was to gain understanding of how people make decisions about when to retire and about managing financial risks in retirement. Eight focus groups of financially resource constrained retirees who had retired voluntarily were interviewed. The report offers many quotes from retirees and a chance to “give a face” to much of what we say about retirement.

Description: Updates on the efforts of the Academy’s health practice council. its work groups and task forces, to educate health care policymakers on issues including principles for reform, Medicare, the individual insurance market, and risk factors.

Description: In this discussion, members of the panel, provided case history illustrations of what can be done by way of actuarial service in legislative and administrative matters.

Description: This is a discussion about agency matters such as: new agents, experienced agents, general agents and managers, agent survival rates, etc. Also discussed is the future of the Society of Actuaries with reference to its role in providing service to its members and to the public. From Transactions of 1966, Vol. 18 Pt. 2, No. 51.